Added Benefit for Military
How can my military career help you?
As an Air National Guard Finance Veteran, Volunteer and Independent Military Financial Counselor, and Realtor, Military Relocation is my JAM! With 30 years of Military Finance experience, my in-depth knowledge of a clients overall financial situation during any type of relocation, relieves my clients fears of uncertainty. Whether it's a first time PCS, mid-career separation, or during retirement, I can explain the financial pay and allowances so each member can make good choices for their family. Let me help you make your most Loved Home, a decision you can feel good about. That you made a solid investment and that it is an investment that you can afford within your budget. Making the right home purchase can give you the ability to feel stress-free to focus on your jobs and your family. I can help navigate you through the different areas of Jacksonville until you find an area that feels like home.
Here are common areas I can help: Orders, Pay and Allowances, Travel Pay, PCS moves, DITY Moves Procedures and Cost Comparisons, , Household Goods Allowances, JTR, JFTR, relationships with Transportation Offices, Military Finance Offices, HR offices, Retirement Pay, and everything else you need to know but known told you!
VA Loans: NO MONEY DOWN! NO PMI!
One of the most used benefits used outside of the gates of out base is VA Loans. We have the ability to buy a home with NO MONEY DOWN and guess what??? We don't even have to pay PMI. That is Private Mortgage Insurance. That is insurance for the bank that you will not default on your mortgage. It is usually .5-1%. Guess what? It does not pay you anything. You still need mortgage protection insurance if you want to ensure your family does not lose the home in the event of a premature passing. Now just because you DO NOT HAVE to put down any money, I certainly DO NOT RECOMMEND this. The next guess you should have is the most likely and often to default on their home. Yes, you guessed it. It is a VA loan!
Just added a new lender to my book of resources that has NO CREDIT overlay! Meaning there is NO CREDIT REQUIREMENT as long as you are current on your payments for the last 12 months. If you have had late or outstanding payments, but have had extenuating circumstances, let's talk about it. You may still be approved!!! More to come!!!
The banks are preparing for mortgage defaults as interest rates and inflation rise. As mentioned the VA loan is the #1 loan to default. Let's save your credit and sell your home now. Get the equity out to help pay your bills. Then get you into something you can afford with a new VA loan. Don't Default...Down Size!
Veteran Information
Apply & Manage Veteran Benefits at eBenefits
Apply & Manage Veteran Benefits at eBenefits
Apply & Manage Veteran Benefits at eBenefits
Service members within 1 – 180 days from discharge should go to https://www.va.gov/disability/how-to-file-claim/ to submit your Pre-Discharge VA disability claim. If you’ve already started a claim on eBenefits, you have one year to finish submitting it or you can start a new claim on VA.gov.
Regional Offices will be closed to the public starting March 19, 2020, visit their website at www.va.gov or call 800 827-1000 if you have specific questions or concerns.
Veterans Benefits Banking Program (VBBP)
Apply & Manage Veteran Benefits at eBenefits
Apply & Manage Veteran Benefits at eBenefits
Veterans and their beneficiaries now have additional options for receiving VA benefits via direct deposit, as well as access to financial services at participating banks.
The National Resource Directory
Apply & Manage Veteran Benefits at eBenefits
The National Resource Directory
This a searchable database of resources vetted for Service members, veterans, family members and caregivers.
Manage Your Health Care Benefits
Get Career and Employment Assistance
The National Resource Directory
View and update TRICARE® medical, dental, and pharmacy information.
Get Career and Employment Assistance
Get Career and Employment Assistance
Get Career and Employment Assistance
VA COVID Vaccine Information
Get Career and Employment Assistance
Get Career and Employment Assistance
DOD Pay and Benefits
Active Duty Pay Tables
TSP Information (Military 401K equivilant)
Active Duty Pay Tables
Pat tables for Officer and Enlisted.
National Guard
TSP Information (Military 401K equivilant)
Active Duty Pay Tables
Here is a benefits guide from Military One Source that will be helpful in determining what benefits you will receive as a National Guard Member. Notice some benefits will vary by state.
TSP Information (Military 401K equivilant)
TSP Information (Military 401K equivilant)
TSP Information (Military 401K equivilant)
Very basic information on TSP. If you would like assistance on your TSP. I would be happy to explain it further for you.
SGLI Service Group Life Insurance
VGLI Veterans Group Life Insurance
TSP Information (Military 401K equivilant)
A must have for anyone in the military, YOu never know what could happen during times of active duty and private insurance have exclusions that could disqualify a military member. The price is low and affordable. It also available for the family for a small additional charge.
VGLI Veterans Group Life Insurance
VGLI Veterans Group Life Insurance
VGLI Veterans Group Life Insurance
Many military members believe when they retire that they are covered as we have the ability to participate in VGLI. If your active duty and retire around 40-44 and keep your 400K, no big deal, it goes up to $68/m. During transition with so much going on. We may not give much thought to it. Here's where we have an issue, look down the road. Our members tend to be the healthiest of the population thrust living the longest. Therefore, we would need our life insurance to last until we are into our later years or we have just thrown all of those years of premiums in the wind! So let's look at age 75. Now our insurance is $1840/m!!!. Most likely, we have cancelled this insurance years before due to affordability during the years we needed it most. Hedge this by buying permanent insurance as young as possible for the best rate. The premium stays level and If you have to stop paying premiums, your death rate decreases , but you have as much insurance that was paid for the rest of your life!!
SBP Survivor Benefit Program
VGLI Veterans Group Life Insurance
VGLI Veterans Group Life Insurance
This is an annuity for a survivor to replace the member's income. This is a great option for an uninsurable member. However, this is not necessarily the best option for the member in great shape and in good health. . SBP is an annuity. You can not change the annuitant to another family member. Be sure to add your children as beneficiaries.
Pay & Benefits for Federal Employees
Pay & Benefits for Federal Employees
Pay & Benefits for Federal Employees
Review Pay Charts & Learn more about pay and benefits for federal employees
Retirement Benefits for FERS & CSRS
Pay & Benefits for Federal Employees
Pay & Benefits for Federal Employees
Have questions about your FERS or CSRS Retirement Program
FERS Survivor Benefits
Pay & Benefits for Federal Employees
FERS Survivor Benefits
See how the FERS Survivor Benefit operates
Nonprofit community programs for military families & Veteran
Wounded Warrior Project
Cohen Veterans Network
Whether you are looking for in-person counseling, telehealth counseling or crisis care, they have care options that meet your needs.
Onward to Opportunity
A career skills program that provides civilian career training, professional certifications and employment services support to transitioning service members, members of the Reserves or National Guard, veterans, and military spouses.
VetNet
Online resource offering innovative networking tools, career training, job opportunities and entrepreneurship classes. VetNet is a free service for the entire veteran and military family community.
https://ivmf.syracuse.edu/programs/entrepreneurship/resources/vetnet/
Entrepreneurship Bootcamp for Veterans (EBV) Accelerate
EBV Accelerate is a bootcamp-style program focused on growth and tackles head-on topics such as the financial, management, marketing and strategic planning challenges established businesses face.
https://ivmf.syracuse.edu/programs/entrepreneurship/growth/ebva/
Boots to Business (B2B)
For those interested in exploring business ownership or other self-employment opportunities by leading them through the key steps for evaluating business concepts and providing foundational knowledge required to develop a business plan.
https://ivmf.syracuse.edu/programs/entrepreneurship/ideation/boots-to-business/
Veteran Women Igniting the Spirit of Entrepreneurship (V-WISE)
A women-focused training program in entrepreneurship and small business management that provides tools, ongoing support and business mentorship to veterans, active duty service members and military spouses aspiring to become successful entrepreneurs.
https://ivmf.syracuse.edu/programs/entrepreneurship/start-up/v-wise/
Veteran EDGE
Veteran EDGE (Engage. Develop. Grow. Evaluate.) is a four-day conference dedicated solely to veteran and military spouse business owners and the ecosystem that supports them.
https://ivmf.syracuse.edu/programs/entrepreneurship/growth/veteran-edge/
V-WISE IGNITE
Introduction to entrepreneurship available to women veterans, active duty service women, and women military spouses/life-partners who are just beginning to explore the opportunity of small business ownership as a post-service career path.
https://ivmf.syracuse.edu/programs/entrepreneurship/ideation/ignite/
Entrepreneurship Bootcamp for Veterans (EBV)
Cutting edge entrepreneurship training program teaching the steps and stages of business creation and business management, with a tailored emphasis on the unique challenges and opportunities associated with being a veteran business owner.
https://ivmf.syracuse.edu/programs/entrepreneurship/start-up/ebv/
Entrepreneurship Bootcamp for Veterans’ Families (EBV-F)
Entrepreneurship training program that integrates training with caregiver and family matters, positioning participants to launch and grow small businesses while tending to family responsibilities. Offered to spouses and family members, or the surviving spouse of a military member who gave his or her life in service to our country.
https://ivmf.syracuse.edu/programs/entrepreneurship/start-up/ebvf/
Operation New Uniform
National Disabled Veterans Association (DVNF)
Send a gift card to friends and family or buy it now for your future use.
MILTAX: TAX SERVICES FOR THE MILITARY
MilTax from Military OneSource and the Department of Defense is a free tax services . It includes a tax prep and e-filing software and personalized support that address the realities of military life such as deployments, combat and training pay, housing and rentals, multistate filings, living OCONUS and more.