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‪(904) 616-8361


Angie Michalak

Military & Federal Benefits + Housing Resource Center

Military & Federal Benefits + Housing Resource Center Military & Federal Benefits + Housing Resource Center Military & Federal Benefits + Housing Resource Center Military & Federal Benefits + Housing Resource Center

 

Florida's Financial Guardian: Empowering Veterans & Beyond

Florida's vibrant communities hold hidden complexities, especially when it comes to finances. Angelia Michalak, a financial powerhouse guiding professionals, business owners, and veterans towards a secure future.

Championing Veterans,

Angie empowers veterans with financial tools for a seamless transition to civilian life. Her passion extends beyond, actively supporting the veteran community.

Holistic Solutions, Lifetime Security

From navigating real estate to crafting personalized insurance strategies, Angelia expertise goes beyond products. She's an educator and coach, crafting  complete, holistic plans for lifetime income.

More Than Numbers

Angelia doesn't just build portfolios; she builds legacies. Her dedication and heart shine through in every client relationship.

Are you a professional, business owner, or veteran seeking a trusted financial partner? Look no further than Angelia Michalak.

What I Can do for you

My Planning Services

Health Insurance Solutions

Health Insurance Solutions

  Strategic Budgeting & Cash Flow Planning

Clear structure around income, expenses, and goal alignment.

Tax-Efficient Strategies

Helping reduce unnecessary tax exposure while maximizing long-term growth opportunities.

College & Education Planning

Including savings strategies, scholarship positioning, and benefit coordination.

Retirement Income 

  Strategic Budgeting & Cash Flow Planning

Clear structure around income, expenses, and goal alignment.

Tax-Efficient Strategies

Helping reduce unnecessary tax exposure while maximizing long-term growth opportunities.

College & Education Planning

Including savings strategies, scholarship positioning, and benefit coordination.

Retirement Income Planning

Military, federal, and private sector retirement strategy — including TSP, pensions, Social Security, and distribution planning.

Legacy & Estate Planning Coordination

Protecting assets and ensuring a smooth transition to the next generation.

Disability & Income Protection

Safeguarding income and protecting families from unexpected life events.

Income Diversification & Wealth Building

Creating multiple streams of income and long-term asset growth strategies.

Comprehensive Financial Plans

Integrated plans designed to align your goals, risk tolerance, benefits, and investments into one cohesive roadmap.

Health Insurance Solutions

Health Insurance Solutions

Health Insurance Solutions

    Health coverage is not one-size-fits-all. Your needs change through different stages of life — and your insurance strategy should evolve with you.

We offer a comprehensive array of health insurance solutions through a network of well-respected carriers. Every proposal is carefully reviewed and evaluated to ensure it aligns with your fi

    Health coverage is not one-size-fits-all. Your needs change through different stages of life — and your insurance strategy should evolve with you.

We offer a comprehensive array of health insurance solutions through a network of well-respected carriers. Every proposal is carefully reviewed and evaluated to ensure it aligns with your financial goals, lifestyle, and long-term planning strategy.

Our role is to simplify the options, compare coverage structures, and help you make an informed decision with confidence.

Coverage Options Include:

  • ACA (Affordable Care Act) Marketplace Plans
  • Medicare Plans & Supplemental Coverage
  • Health Share Programs
  • Private Health Insurance Plans
  • Short-Term Medical Plans
  • Dental Insurance
  • Vision Coverage
  • Long-Term Care Planning Options
  • Accident Plans
  • Hospital Indemnity Plans
  • Critical Illness & Cancer Coverage
  • Telemedicine Services
  • Travel Medical Insurance
     

Whether you are self-employed, transitioning careers, retiring, or planning for unexpected health events, we help design a coverage strategy that protects both your health and your financial future.

If you would like a personalized coverage review, we’re here to guide you through your options.

Life Insurance Solutions

Military & Federal Benefits Resource Center

Military & Federal Benefits Resource Center

Life insurance is more than a policy — it is a financial protection strategy for the people who depend on you.

Your coverage should reflect your stage of life, income level, long-term goals, and legacy planning needs. We work with a range of well-respected insurance providers to design customized solutions that align with your overall fina

Life insurance is more than a policy — it is a financial protection strategy for the people who depend on you.

Your coverage should reflect your stage of life, income level, long-term goals, and legacy planning needs. We work with a range of well-respected insurance providers to design customized solutions that align with your overall financial strategy.

Every recommendation is carefully evaluated to ensure it supports your family’s stability, protects your income, and strengthens your long-term wealth plan.

Coverage Options Include:

  • Term Life Insurance
    Affordable coverage designed to protect income during working years.
  • Whole Life Insurance
    Permanent coverage with guaranteed cash value accumulation.
  • Universal Life Insurance
    Flexible premium structures with long-term protection options.
  • Indexed Universal Life (IUL)
    Market-linked growth potential with downside protection features.
  • Final Expense Coverage
    Designed to cover funeral and end-of-life expenses.
  • Mortgage Protection Insurance
    Protection designed to safeguard your home.
  • Business Continuation & Key Person Insurance
    Protecting business partners and company stability.
  • Military & Federal Continuation Options
    SGLI conversion, VGLI evaluation, and survivor benefit coordination.
     

Life insurance planning is not just about “how much” coverage you need — it’s about how the coverage integrates into your broader financial plan.

We help you design a protection strategy that ensures your family can maintain stability, security, and opportunity — even in life’s most difficult moments.
 

Military & Federal Benefits Resource Center

Military & Federal Benefits Resource Center

Military & Federal Benefits Resource Center

Simplifying Benefits for Service Members, Veterans & Federal Employees

Navigating military and federal benefits can feel overwhelming. This resource center is designed to provide clear, trusted information in one place — so you and your family can make confident, informed decisions.

Active Duty & Transitioning Service Members

  • Active Duty Pay

Simplifying Benefits for Service Members, Veterans & Federal Employees

Navigating military and federal benefits can feel overwhelming. This resource center is designed to provide clear, trusted information in one place — so you and your family can make confident, informed decisions.

Active Duty & Transitioning Service Members

  • Active Duty Pay Tables
  • PCS & DITY Move Guidance
  • JTR / JFTR Overview
  • Military OneSource Benefits Guide
  • SGLI (Service Members’ Group Life Insurance)
  • TSP (Military 401k Equivalent)
  • Pre-Discharge VA Claims
  • TRICARE Medical & Pharmacy Access
     

Veterans Benefits

  • VA Disability Compensation
  • Special Monthly Compensation (SMC)
  • Dependency & Indemnity Compensation (DIC)
  • VA Health Care Enrollment
  • VA Home Loan Benefit
  • VGLI (Veterans Group Life Insurance)
  • Burial & Memorial Benefits
  • VA Caregiver Support Program
     

Education Benefits

  • Post-9/11 GI Bill
  • Yellow Ribbon Program
  • DEA (Chapter 35) – Dependents’ Educational Assistance
  • VR&E (Chapter 31) – Veteran Readiness & Employment
     

Family & Survivor Benefits

  • CHAMPVA Health Coverage
  • SBP (Survivor Benefit Plan)
  • FERS Survivor Benefits
  • National Guard Family Benefits Guide
  • Nonprofit Community Programs for Military Families & Veterans
     

Federal Employee Benefits

  • Benefits for Federal Employees – USA.gov
  • FERS & CSRS Retirement Benefits
  • TSP for Federal Employees
  • Federal Health & Life Insurance Programs
     

Health & Long-Term Care Planning

  • TRICARE Resources 
  • VA Health Care Priority Groups
  • Aid & Attendance Pension
  • Long-Term Care Planning Options
     

Housing & Financial Planning

  • VA Loan Program
  • Florida Veteran Property Tax Exemptions
  • Retirement Income Planning
  • Military Relocation Support (Jacksonville & Northeast Florida)
     

Our Clients

Who Benefits from Our Services

We serve individuals and families who want more than transactions — they want guidance they can trust. Whether you are an active duty service member navigating a PCS, a veteran planning retirement, a federal employee preparing for your next chapter, a family protecting your future, or a professional building long-term wealth, our services are designed to bring clarity during life’s important transitions. We understand that financial decisions often carry emotional weight — they affect your security, your home, your children, and your peace of mind. Our goal is to walk alongside you with knowledge, care, and strategy so you can make confident choices that protect what matters most and create lasting stability for the people you love.

What I Can Do

I connect military and federal benefits, financial strategy, and real estate planning into one clear path forward. With a background in military finance and decades of experience guiding families through relocation, retirement, and protection planning, I help you understand what you have, what you’re entitled to, and how to use it wisely. My goal is to remove uncertainty, reduce stress, and ensure your housing and financial decisions work together — so you can build lasting security for your family with confidence.

military family
Relocation with Intention

YOUR RELOCATION SPECIALIST!

Angie can help you estimate your PCS travel entitlements before your move happens.
Understand your travel pay and benefits ahead of time so you can plan with confidence and avoid financial surprises.

If you’d like something slightly more positioned and strategic:

Before you move, know what you’re entitled to.
Angie helps

Find out more
house
Get a FREE estimate on your home value

What's Your Home Worth?

 Request Your Complimentary Home Value Report with Angie.

When it comes to understanding your property’s true value, local expertise matters. As a Realtor with 30 years of financial analysis experience, Angie provides more than an automated estimate — she delivers insight.

She understands the local market trends, neighbo

Find out more

Your Home Is a Promise to Your Family

When you buy a home, you’re not just purchasing property — you’re creating stability, memories, and security for the people you love. It represents late nights, hard work, sacrifice, and dreams for the future.

But there’s a question every homeowner must quietly ask:

If something happened to me tomorrow… would my family be able to stay here?

An unexpected loss doesn’t just bring emotional pain — it can bring financial uncertainty. Mortgage payments don’t pause. Bills don’t stop. And in the middle of grief, the last thing a family should worry about is losing their home.

That’s why real estate and protection planning should go hand in hand.

Life insurance and mortgage protection coverage are not just policies — they are safeguards. They ensure that even in the unimaginable, your family keeps their home, their stability, and their dignity.

Preparation isn’t about expecting the worst.
It’s about loving your family enough to protect them from it.

Watch this video to understand your home’s value and market position — and let’s also make sure the foundation you’ve built is protected, no matter what life brings.

Explore our journey: A visual story of Angie Michalak Agency and our commitment to exceptional insurance services.

Top 10 Agents in Florida Award
Top Agent Magazine Cover Agent
Nocatee Certified Agent Pin
Certified Staging Designation
Military Relocation Professional 
Top Agen
Certified Staging Advocate

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This is a proprietary website and is not associated, endorsed or authorized by the Social Security Administration, the Department of Health and Human Services or the Center for Medicare and Medicaid Services. This site contains decision-support content and information about Medicare, services related to Medicare and services for people with Medicare. If you would like to find more information about the Medicare program please visit the Official U.S. Government Site for People with Medicare located at http://www.medicare.gov. This IS not legal advise only intended to be SUGGESTIONS of safekeeping of useful information for beneficiaries. 


Copyright © 2020 Angie Michalak Agency - All Rights Reserved.


angie@angiemichalak.com


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